Robert Kenneth Roeding (CRD # 4561756, Registered Representative, Bellevue, Kentucky) submitted a Letter of Acceptance, Waiver and Consent in which he was fined $5,000 and suspended from association with any FINRA member in any capacity for three months. The fine must be paid either immediately upon Roeding’s reassociation with a FINRA member firm following his suspension, or prior to the filing of any application or request for relief from any statutory disqualification, whichever is earlier. Without admitting or denying the findings, Roeding consented to the described sanctions and to the entry of findings that he forged public customers’ signatures to illustrations reiterating the possible benefits of insurance policies and signed the illustrations, falsely certifying that he presented the information contained in the illustrations to the customers and that he did not make statements that were inconsistent with the illustrations. The findings stated that Roeding then submitted the illustrations to his member firm’s affiliated insurance company for processing. The suspension is in effect from November 16, 2009, through February 15, 2010. (FINRA Case # 2008015981701)