Lawrence Lathan Powell Jr. (CRD # 4899001, Registered Representative, Huntington, New York) submitted a Letter of Acceptance, Waiver and Consent in which he was barred from association with any FINRA member in any capacity. Without admitting or denying the findings, Powell consented to the described sanction and to the entry of findings that he misappropriated $48,780 from elderly customers’ accounts. The findings stated that, while employed with his member firm’s affiliate bank as a personal banker, Powell caused the bank to issue debit cards in the customers’ names without their knowledge or authorization, accessed their accounts using the fraudulently obtained debit cards and withdrew funds, and facilitated the withdrawal of funds by others, from the customers’ accounts. The findings also stated that Powell failed to appear for FINRA on-the-record interviews. (FINRA Case # 2008012476501)