Kevin Paul McCaffrey (CRD # 4130994, Registered Representative, Grand Rapids, Michigan) submitted an Offer of Settlement in which he was fined $10,000 and suspended from association with any FINRA member in any capacity for three months. Without admitting or denying the allegations, McCaffrey consented to the described sanctions and to the entry of findings that he signed a customer’s name to a new fixed annuity application and a Substantially Equal Periodic Payments Form without the customer’s knowledge or consent, then submitted them to his member firm for processing. The findings stated that McCaffrey sold securities from the customer’s account without her knowledge or consent. The suspension is in effect from December 7, 2009, through March 6, 2010. (FINRA Case # 2007011324701)