Patrick Vern Clarkson (CRD # 4171787, Registered Representative, Eugene, Oregon) submitted a Letter of Acceptance, Waiver and Consent in which he was barred from association with any FINRA member in any capacity. Without admitting or denying the findings, Clarkson consented to the described sanction and to the entry of findings that he submitted variable life insurance applications for customers to his member firm, signing customers’ names on various documents without the customers’ knowledge, authorization or consent. The findings stated that Clarkson created checks purporting to be from the customers or purchased money orders with his own funds, signing the customers’ names to the money orders and submitted them with the insurance applications to his member firm without the customers’ knowledge, authorization or consent. The findings also stated that by engaging in this conduct, Clarkson received $41,667.98 in commissions from his firm, which subsequently reversed the commissions.