Shane David Mispel (CRD # 4497514, Registered Representative, Grand Isle, Vermont) submitted a Letter of Acceptance, Waiver and Consent in which he was fined $5,000 and suspended from association with any FINRA member in any capacity for 30 days. The fine must be paid either immediately upon Mispel’s reassociation with a FINRA member firm following his suspension, or prior to the filing of any application or request for relief from any statutory disqualification, whichever is earlier. Without admitting or denying the findings, Mispel consented to the described sanctions and to the entry of findings that, without his member firm’s knowledge or consent, he borrowed $20,000 from a public customer in contravention of his firm’s procedures prohibiting the borrowing and lending money between a registered person and the firm’s customers.