Salvatore Anthony Tiano (CRD # 1867558, Registered Representative, Palm Beach Gardens, Florida) submitted a Letter of Acceptance, Waiver and Consent in which he was fined $5,000 and suspended from association with any FINRA member in any capacity for 20 business days. The fine must be paid either immediately upon Tiano’s reassociation with a FINRA member firm following his suspension, or prior to the filing of any application or request for relief from any statutory disqualification, whichever is earlier. Without admitting or denying the findings, Tiano consented to the described sanctions and to the entry of findings that he exercised discretion in customer accounts without written authorization, and contrary to his member firm’s policy that prohibited exercising discretion in customer accounts without written authorization.