Joseph Andrew Zaragoza Jr. (CRD # 2417735, Registered Representative, Chicago, Illinois) was barred from association with any FINRA member in any capacity. The NAC imposed the sanctions following appeal of a hearing panel decision. The sanction was based on findings that Zaragoza engaged in excessive trading in a public customer’s account that was inconsistent with the customer’s investment objectives and financial situation and was thus unsuitable.The sanction was also based on findings that stated that Zaragoza exercised discretion in the customer’s account without prior written authorization from the customer and written notice to his member firm and that he failed to submit pieces of email correspondence to his firm for review and approval. The NAC also found that Zaragoza engaged in outside business activities, for compensation, and failed to provide his member firm with written notice. The NAC declined to impose a sanction for this violation because of the bar imposed for the other violations. (FINRA Case # E8A2002109804)